JCIC Portfolios

Income portfolios focused on steady returns.

The Income portfolio is our lowest risk model, focused on income generation. It emphasizes companies with strong cash flows and attractive dividend yields, along with allocations to quality fixed-income securities.

An income-oriented portfolio, designed for stability.

With higher allocations to fixed income and Canadian dividend-paying companies, the Income portfolio
aims to deliver reliable income, lower volatility, and improved tax efficiency.

Income generation

Focused on companies with solid cash flows and a history of distributions to shareholders.

Lower volatility

Higher allocations to fixed income and cash help support stability and reduce risk.

Tax efficiency

Greater exposure to Canadian companies may help improve after-tax returns for Canadian investors.

Representative asset allocation

The Income portfolio is structured to prioritize income and capital preservation. The allocation emphasizes fixed income and Canadian equities, with meaningful allocations to cash to help manage risk.

Allocation ranges are subject to change as part of our ongoing tactical asset allocation process.

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  • Cash
  • Fixed Income
  • Canadian Equities
  • United States Equities
  • International Equities

* Percentages are illustrative and may vary.

Why income investing works

Reliable income

Focus on dividend-paying companies and fixed income securities to generate consistent cash flow.

Capital preservation

Designed to help protect capital through lower volatility and quality investments.

Canadian bias

A higher allocation to Canadian companies can enhance tax efficiency for Canadian investors.

Active management

We tactically adjust allocations to navigate market cycles and support steady outcomes.

No hidden fees. It's that simple.

We have a straightforward policy when it comes to fees: keep them simple and make them transparent. As a JCIC client, you start investing at a very attractive and competitive rate, a rate that improves as you invest more. You will also enjoy the peace of mind that comes from knowing you are paying no undisclosed fees or costs.

Your Client Relationship Manager is available to review all disclosures at any time.

Let's find the right fit for you.

An income-focused portfolio can help provide the stability and cash flow you need to pursue your goals with confidence.

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