Understanding ‘sequencing of returns risk,’ can help retirees and near-retirees make smarter, calmer financial decisions.

Do you know how much you are paying for investment fees? If you don’t—or you’re not confident that you do—you’re not alone.

Canada accounts for less than 3% of global market capitalization. Explore the strategic benefits of international equity investing, uncover historical market cycles, and learn why true portfolio diversification requires looking beyond North American borders.

As long-term investors, we take a long view on the economy and markets—a perspective that helped us successfully navigate a volatile start to the year, and will continue to as we move through the balance of what could be an equally turbulent quarter ahead.

Alternative asset investing has become a $10-trillion global market by promising outsized gains with less risk. There are numerous difficulties we have with those assumptions, particularly now as an era of elevated rates threatens lofty valuations.

With bond yields hitting levels not seen in more than a decade, rumours of the classic portfolio’s demise appear greatly exaggerated. Indeed, as the era of ultra-low interest rates appears to be drawing to a close, the 60/40 finds itself very much alive and well.

As China puts an end to its constrictive zero-Covid policies, it is incumbent on all investors to keep one eye on the ripple effects coming out of the Middle Kingdom.

A generation of Canadians built their retirement plans on the Bank of Canada’s 2% inflation-control target. Yet, in December of 2022, prices continued to grow at 6.3%—dropping below market expectations, but still remaining well above the central bank’s threshold.

A chat with our U.S Specialist Cameron Scrivens

At JCIC we combine a top down view of the economy and the macro environment with bottom-up stock selection.