https://www.jcic.ca/commentary daily 0.75 2026-04-03 https://www.jcic.ca/commentary/march2026 monthly 0.5 2026-03-13 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e684bd63-c526-4381-9aa4-adc10c392958/Oil+Production+Iran.jpg Connecting to the Real World - Impact of the War in Iran - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b4122ed3-bb44-4dba-aa54-5d6ec061e93f/Stock+Ticker.jpg Connecting to the Real World - Impact of the War in Iran - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/february2026 monthly 0.5 2026-03-13 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b526b5aa-5d9e-4a18-b30f-c51531f2f218/people+AI+graphic.jpg Connecting to the Real World - Investing in Artificial Intelligence - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c0eb198d-c08f-4e1c-8129-28f5585660ce/hands+AI+graphic.jpg Connecting to the Real World - Investing in Artificial Intelligence - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/0ef4e07d-bd56-4386-82e0-eb7edc063b44/Dollarama+storefront.jpg Connecting to the Real World - Investing in Artificial Intelligence - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/977b878f-6bda-477f-8ae8-10e1f945d693/keyboard+AI+graphic.jpg Connecting to the Real World - Investing in Artificial Intelligence - Note: In keeping with the topic, the writing of this newsletter was assisted by AI powered tools. We will return to our normal ‘human curated’ newsletter next month. https://www.jcic.ca/commentary/q4of2025 monthly 0.5 2026-01-19 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b36560dc-8507-4808-8888-f244003a41b2/couple+hiking+winter.jpg Connecting to the Real World - A wrap up of 2025, and a look at the year ahead https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/13a499b9-9dba-4fc0-baf3-9816fc9db687/young+couple+coffee+winter.jpg Connecting to the Real World - A wrap up of 2025, and a look at the year ahead - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ecae2489-000d-449e-aa11-50702e94bf0c/figure+1+126.png Connecting to the Real World - A wrap up of 2025, and a look at the year ahead - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/30f4b9ff-384e-4bae-b0de-af45da575b69/figure+2+126.png Connecting to the Real World - A wrap up of 2025, and a look at the year ahead - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/63d4a292-ab22-47cd-ae41-ff02b67bf7c0/figure+3+126.png Connecting to the Real World - A wrap up of 2025, and a look at the year ahead - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/365ee021-e3c8-47d0-9c7a-e6c343ce171a/figure+4+126.png Connecting to the Real World - A wrap up of 2025, and a look at the year ahead - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/16975772-f786-479e-a225-77f551c008ba/family+dog+winter.jpg Connecting to the Real World - A wrap up of 2025, and a look at the year ahead - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f6282521-e16b-46df-a890-9ef86ccff80e/family+sunset+winter.jpg Connecting to the Real World - A wrap up of 2025, and a look at the year ahead - Kai Lam, Chief Investment Officer https://www.jcic.ca/commentary/holidayletter monthly 0.5 2025-12-16 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/fab9f4b3-7e2e-4b71-b749-a2ca7f4a52a9/shutterstock_2370463391.jpg Connecting to the Real World - A letter from Cameron Scrivens - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e1a55ac1-bffd-415f-8471-1308ab775a14/Dixon+Hall+charity+event+%282%29.jpg Connecting to the Real World - A letter from Cameron Scrivens - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/85475131-a390-46e4-b556-dbb0d5fdc7ed/winter+scene.jpg Connecting to the Real World - A letter from Cameron Scrivens - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/taxinformation2025 monthly 0.5 2025-12-16 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/5720555c-74b3-4fc9-9f8e-10b1ac97e44c/family+in+fall.jpg Connecting to the Real World - Tax information for 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/cc9e260e-de47-43e2-9627-d66761f42aac/couple+doing+taxes.jpg Connecting to the Real World - Tax information for 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/27d3a21b-dfa3-4f10-97a2-06011d380079/document+delivery+dates.jpg Connecting to the Real World - Tax information for 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/478c44e2-8643-4b9e-a10d-17d12473648c/Granfather+on+porch.jpg Connecting to the Real World - Tax information for 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/eb30d52f-53ef-4717-8213-d37c2891fde1/family+walking+in+leaves.jpg Connecting to the Real World - Tax information for 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/federalbudget monthly 0.5 2026-02-11 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/47fa336f-ea34-490f-85c2-e718213c33b1/Federal+Budget+Nov+2025.jpg Connecting to the Real World - “Canada Strong” budget features increased investment in infrastructure - The 2025 Federal Budget is titled “Canada Strong.” https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3cab246d-c607-4826-ac31-33c10cfb035e/Kai+Lam+headshot+4+3.jpg Connecting to the Real World - “Canada Strong” budget features increased investment in infrastructure - Kai Lam, CFA, CFP Chief Investment Officer https://www.jcic.ca/commentary/q3of2025report monthly 0.5 2026-01-19 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/5a1aa2d6-62b5-4326-9b30-72b37b9d9fa5/Toronto+autumn.jpg Connecting to the Real World - Third Quarter Performance Report https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1c54d2c3-061e-4fa4-aac1-193e39e6cc85/Thanksgiving+Selfie.jpg Connecting to the Real World - Third Quarter Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/4ff157f7-c7af-43a6-9186-6e577043b3eb/figure+1.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/92aeefad-2579-4ba6-8cf0-d0f0d1d5efb8/figure+2.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f985eb7d-e88e-417c-bfa4-a5d5addbb1cb/figure+3.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/5763a963-9eaa-4f29-b615-265ff5a7baf6/figure+4.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/37033af4-e8f5-40c9-bbc3-ec480e21c292/Family+dinner.jpg Connecting to the Real World - Third Quarter Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e3eaca93-1aea-44c5-9c17-aba1f0fa6b08/figure+5.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/38e63c6c-9ba7-4dca-97b3-53eac2881c62/figure+6.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/812e1f12-bdb4-4c4e-947f-14082ae41e5e/grandparents+forest.jpg Connecting to the Real World - Third Quarter Performance Report - Kai Lam, Chief Investment Officer https://www.jcic.ca/commentary/september2025 monthly 0.5 2025-09-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c7662e0a-3846-406f-8718-ff2c2b26d63e/Cam+3+on+BNN+thumbnail.jpg Connecting to the Real World - Sharing Our Expertise - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/2ee42e8b-f40d-470e-a0d7-13dd2c12d7c6/Hiking+Friends+2.jpg Connecting to the Real World - Sharing Our Expertise - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/trustedperson monthly 0.5 2025-11-07 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/549146dd-a43f-4e07-8cfc-2e27673c138d/Hiking+Friends.jpg Connecting to the Real World - Naming a Trusted Person - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/414e3f24-29ac-49a9-9e2f-ca233ad11d48/Friends+coffee.jpg Connecting to the Real World - Naming a Trusted Person - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1a296016-84a1-4635-9309-d08068f1c8f5/Women+Friends.jpg Connecting to the Real World - Naming a Trusted Person - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/august2025 monthly 0.5 2025-09-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/0a657fa0-63e2-4081-a62d-3c8ebc06a5a8/kids+jumping+dock.jpg Connecting to the Real World - Mid-Summer Update from JCIC - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/32205f38-5977-43a0-806d-bb016ed02b1b/Kobe+and+sister++at+Lake+Sorapis.jpeg Connecting to the Real World - Mid-Summer Update from JCIC - “It was the very last hike I did in the Dolomites. It was an intense climb: essentially just straight uphill for about two hours. That was one of the best hikes I did on the whole trip because you're working so hard and you get rewarded with such a beautiful view. Then you take a different route down the backside for a whole different experience.” — Kobe Arai, JCIC Investment Analyst https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/757e54b9-0e41-4174-8c46-7b788a2d4cb6/Kobe+on+Ice.jpeg Connecting to the Real World - Mid-Summer Update from JCIC - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ae534190-2a20-4014-a7c2-f174c3d641c0/Kobe+Arai+Photo.png Connecting to the Real World - Mid-Summer Update from JCIC - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1754404793355-ASLEN3J3JLUII0YD6PR4/George+Li+%281%29.jpg Connecting to the Real World - Mid-Summer Update from JCIC https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1754404795511-XJG7EWFM4VVFNULLJ99V/George+Li+%283%29.jpg Connecting to the Real World - Mid-Summer Update from JCIC https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1754404791106-9LVJ1A3EIO2OYP0YYEG6/George+Li+%282%29.jpg Connecting to the Real World - Mid-Summer Update from JCIC https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8df4faa0-1041-443f-b708-81fafe9dd8ec/family+at+beach.jpg Connecting to the Real World - Mid-Summer Update from JCIC - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/q2of2025report monthly 0.5 2025-10-16 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/150352bd-0517-48fc-b331-0b8fafc73ee7/Globe+graphic.jpg Connecting to the Real World - Second Quarter Performance Report https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b6648d84-9c96-4736-9b4a-055d9586c2e7/equity+portfolio+performance+V4.png Connecting to the Real World - Second Quarter Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f3360df2-0ece-4f25-b422-0bcaa774b4f7/couple+with+ipad.jpg Connecting to the Real World - Second Quarter Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/5e9d1a61-1f58-44cc-b5ca-97bc066e4f56/Figue+1+July+2025.png Connecting to the Real World - Second Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/22961700-7bfa-47b8-b338-0b53b5c5c24c/Figure+2+July+2025.png Connecting to the Real World - Second Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/fffac915-994f-48b2-89b3-e5ae72e5d939/Figure+3+July+2025.png Connecting to the Real World - Second Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/13ccf000-60c7-4ac9-a8bf-93a412789bfd/Cottage+Grandparents.jpg Connecting to the Real World - Second Quarter Performance Report - Kai Lam, Chief Investment Officer https://www.jcic.ca/commentary/internationaljune2025 monthly 0.5 2025-06-10 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/fde163f3-864d-478c-ab42-a2a3dba0a8ec/International+Investing.jpg Connecting to the Real World - Benefits of International Equity Investing - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ac652d4d-ff78-4a8b-859c-6846a24e8ed3/Figure+1+June+2025.png Connecting to the Real World - Benefits of International Equity Investing - Make it stand out MSCI All Country World Index Composition https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/9237e260-2fb0-484a-ba0c-cb8f3acab073/Figure+2+June+2025.png Connecting to the Real World - Benefits of International Equity Investing - Over different time periods, each market has shown varying performance. From 2014 to 2024, the S&P 500 was the most lucrative option. Between 1997 and 2007, the Canadian TSX led in returns. In contrast, from 1984 to 1994, international markets demonstrated the highest returns. By holding a diversified global portfolio, investors can capture higher potential returns in other markets and reduce overall volatility in the long run. Figure 2. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f720339e-0273-4f97-ac55-c520b3ed82d6/Figure+3+June+2025.png Connecting to the Real World - Benefits of International Equity Investing - Another advantage of global investing is the ability to benefit from regional differences in economic cycles, valuations, earnings growth, and momentum. This second chart compares regional indices based on their price-to-earnings ratio for 2025 and 2026, earnings-per-share growth, and dividend yields. Figure 3. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7f52280e-89d0-4a8b-a243-c501b0626228/Three+women+coffee.jpg Connecting to the Real World - Benefits of International Equity Investing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/a56c0684-2ab0-413b-8452-3c9ccd9a3e84/Kai+Lam+headshot+4+3.jpg Connecting to the Real World - Benefits of International Equity Investing - This report was prepared by Kai Lam, JCIC’s Chief Investment Officer. To get regular updates from him and the JCIC team follow us on LinkedIn or Facebook. Or you can reach out to one of our relationship managers for more information. https://www.jcic.ca/commentary/june2025 monthly 0.5 2025-06-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1ccdfd9c-d683-40ac-aa99-72d4be481448/couple+cottage+deck.jpg Connecting to the Real World - Growth Report - June 2025 - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23deb7f0-bb3e-47ee-a1cb-f497641ac1cd/Balanced+Fund+Performance+for+June+2025.jpg Connecting to the Real World - Growth Report - June 2025 - “It’s been a strong three years for the Balanced Fund. A dollar invested in the Balanced Fund in March 2022 has gained 38.8% before fees.” — Aaron Coholan, JCIC’s Chief Compliance and Operating Officer https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/efafbe37-dda2-4711-b2f8-8a1b896a4401/Michelle+and+clients.jpg Connecting to the Real World - Growth Report - June 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b6601991-4c51-4343-8b6e-8761d3d2d688/George+and+client.jpg Connecting to the Real World - Growth Report - June 2025 - “George Youngberg (Associate Relationship Manager) and I hosted 14 of our young clients at the Jays game. It was a fun evening with ballpark food, lots of laughs, and even a Blue Jays victory!” — Michelle Burandt, JCIC Relationship Manager https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/45918cb4-8dec-4d65-851e-9247e83865a8/couple+checks+finances.jpg Connecting to the Real World - Growth Report - June 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/may2025 monthly 0.5 2025-05-30 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/89375547-8aa6-4d7d-8e28-abf62fc4ff9f/Carney+vicrtory.jpg Connecting to the Real World - What does the election result mean for your investments? - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1e347a7c-989b-44b0-a4a3-c9fd3da3661a/ballot+box.jpg Connecting to the Real World - What does the election result mean for your investments? - “The election outcome may pose incremental challenges for the Canadian oil and gas sector, given that current emissions and production cap policies remain in effect. However, companies in the renewable energy sector could benefit.” — Kai Lam, JCIC’s Chief Investment Officer https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/521e3e5a-9e32-4985-a224-efc5edf9560f/two+people+sailboat.jpg Connecting to the Real World - What does the election result mean for your investments? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c68eaaf8-e5ec-4d81-afec-8044a72408fb/string+quartet.jpg Connecting to the Real World - What does the election result mean for your investments? - “TSM’s founder, David Beach, who at the time was the Dean of the University of Toronto’s Faculty of Music, was a client of JCIC. His concept was to mount a summer program giving music students and graduates who showed the prospect of having successful performance careers, the opportunity to train with established professionals and perform for Toronto audiences.” — Stephen Smith, director and shareholder, JCIC https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f3d62912-8cd3-43d3-af11-31e2761e9d9f/Canadian+Brass.jpg Connecting to the Real World - What does the election result mean for your investments? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/q1of2025report monthly 0.5 2025-07-07 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/a06c1128-ea23-4555-aa5d-3895b6989a50/gardening+wide.jpg Connecting to the Real World - First Quarter Performance Report https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f315cfe3-450b-42ae-8bcb-5547d9372c15/White+House+2.jpg Connecting to the Real World - First Quarter Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c98a42f4-b791-4d67-bdc9-0457de7a90ac/Figure+1+2024+Q1.png Connecting to the Real World - First Quarter Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f869b6c3-d052-4be0-a6a7-296c6991ac11/Figure+2+2024+Q1.png Connecting to the Real World - First Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/426cd042-17d1-4cae-aa28-29dd10e4d8cd/Figure+3+2024+Q1.png Connecting to the Real World - First Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1cb73767-c820-4a1d-bbb6-d35b01c398ec/Figure+4+2024+Q1.png Connecting to the Real World - First Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/083b9f09-735e-4b29-8dba-55ae46b9c37d/spring+flowers.jpg Connecting to the Real World - First Quarter Performance Report - Kai Lam, Chief Investment Officer https://www.jcic.ca/commentary/march2025 monthly 0.5 2025-05-02 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/59481859-df00-449d-8eb1-20cafca03802/two+couples+dinner+1.jpg Connecting to the Real World - Time in the Market vs Timing the Market - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/dd77e38b-54f1-4eaf-8f7d-ec2b5fd8c271/vertical+couple+laptop.jpg Connecting to the Real World - Time in the Market vs Timing the Market - Timing the Market Just for clarity, “timing the market” refers to an investment approach where you put money into a stock right as it is about to go up in value and then sell when you believe it will start to drop. It is a very active process and to be honest, unless your crystal ball is calibrated to give you precise dates, it usually doesn’t work very well. This approach is particularly popular with investment advisors who take a percentage off every transaction. More transactions means more commissions so they are incentivized to move your money around. But that is for their benefit, not yours. If you want to learn more about JCIC’s approach to investing, you can read about our portfolios here. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/9abb6a2c-7c09-4b9a-a973-bf4a38c5b962/couple+balcony.jpg Connecting to the Real World - Time in the Market vs Timing the Market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/february2025 monthly 0.5 2025-03-06 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/756b3f1f-5a49-4a59-8dbe-7a96ab74130e/Family+through+Window.jpg Connecting to the Real World - Family Day, Office Move, and Tariffs - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e4174608-08ce-4bae-bbc2-b9075ae8068f/new+office.jpg Connecting to the Real World - Family Day, Office Move, and Tariffs - New Home We’ve settled into our new offices at First Canadian Place. It is a gorgeous space full of historic character and modern amenities. We look forward to welcoming clients here for many years to come. Our new mailing address is: 320 Bay Street, Suite 500 Toronto, ON, M5H 4A6 Our phone numbers remain the same, including our main number: 416-366-1122 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/15b6c4cd-229d-4654-bb80-17b282ae55cf/Family+of+three+winter+2.jpg Connecting to the Real World - Family Day, Office Move, and Tariffs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/tariffupdatefeb2025 monthly 0.5 2025-09-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c5aa4b4c-563e-4af7-a227-b579a013bebc/Can+Mex+USA+shipping+containers.jpg Connecting to the Real World - Tariff Update and Impact Assessment - Initially, these tariffs in Canada and Mexico were set to begin on February 4th but have since been delayed by 30 days after the Mexican President and Canadian Prime Minister spoke with Trump and explained the measures they would take to secure the border (measures they were already implementing). https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3cab246d-c607-4826-ac31-33c10cfb035e/Kai+Lam+headshot+4+3.jpg Connecting to the Real World - Tariff Update and Impact Assessment - Kai Lam, CFA, CFP Chief Investment Officer https://www.jcic.ca/commentary/2024yearendreport monthly 0.5 2025-01-14 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1300a75d-6b49-4db2-af5a-73483d565feb/tracking+investments+on+phone.jpg Connecting to the Real World - 2024 Performance Report https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/bf89cc71-ddc5-4563-a442-54c85966d863/Kai+Lam+headshot+4+3.jpg Connecting to the Real World - 2024 Performance Report - Kai Lam, Chief Investment Officer https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e965ed2b-9d3e-4f26-8e23-9ce53aa24073/Family+drinking+wine.jpg Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/cbba7919-dcc6-4c8c-8821-bece822e1eea/image001.png Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/9a89d33e-dac6-4564-b205-f504e5436a9e/family+shopping.jpg Connecting to the Real World - 2024 Performance Report - In addition, despite the rising growth expectations, inflation trended down (Figure 2), which allowed global central banks to cut interest rates (Figure 3). https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/62abc8f8-6243-4336-9c55-577b4f533895/image002.png Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/665f3e6a-9334-4487-9026-bc464de417aa/image003.png Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/2d2a9b32-6f9e-4785-a1cb-50745b214560/Woman+looks+at+phone.jpg Connecting to the Real World - 2024 Performance Report - Broad Economic Trends The combination of improving economic growth, lower inflation, and interest rate cuts contributed to strong performance in the equity markets in 2024. In the first half of the year, fixed-income investments struggled but achieved positive returns. Canadian fixed-income performed better, benefiting from more significant rate cuts and weaker economic conditions compared to the US. In contrast, US fixed-income returns were more subdued, as rates decreased slower due to stronger economic growth, a tighter labour market, and persistent inflation. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/64ebc31e-b597-4480-9bfd-9a5d18137b5f/image004.png Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/dcacdf99-0be4-41c6-81df-757cfe37d402/laptop+2025.jpg Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/bddee075-1dcf-4bc3-b221-b27b3b590ca8/image005.png Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e6453c78-b9da-447a-b37e-ad41f883bff6/image006.png Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/befaab23-272d-44bc-ade1-bee512fab2c8/image007.png Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/4234eb9b-12cf-47b7-9a4c-e989a2153485/image008.png Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/06457530-6a94-4d93-a2da-e80988ec5333/image009.png Connecting to the Real World - 2024 Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ed5ff966-3b06-433f-8a35-37ab1c8fce40/image010.png Connecting to the Real World - 2024 Performance Report - Make it stand out Source for all charts: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/dbbedb01-0031-4474-b0be-2f721af76667/granddaughter.jpg Connecting to the Real World - 2024 Performance Report - Despite the potential for various challenges, we maintain a positive outlook for 2025. We anticipate that growth will improve compared to 2024, largely due to the effects of lower interest rates. Earnings growth will play a more significant role in driving market performance than valuation expansion. The beginning of Trump's presidency may introduce uncertainty regarding government policies, tariffs, and the international political landscape. We will closely monitor the implementation of his policies. Our core investment strategy remains the same; however, we will adjust it to navigate the evolving market environment and seize emerging opportunities. https://www.jcic.ca/commentary/datesanddetails2025 monthly 0.5 2025-02-07 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/cee32d22-816c-4952-bea8-93fb3435d7b5/family+New+Years.jpg Connecting to the Real World - Tax Reminders & Updates for 2025 Whether you are ringing in the new year at a fancy party, or with a quiet night at home, we hope you look at 2025 with great optimism. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/a6759940-54e2-423c-9466-f00e044d48b2/GODFREY+crop+2.jpg Connecting to the Real World - Tax Reminders & Updates for 2025 ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c0d0546e-8ca4-44e0-b0d2-2d913a146530/champagne+fireworks.jpg Connecting to the Real World - Tax Reminders & Updates for 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/9327cc0f-3e93-45a6-a138-f19acc6ad8fc/champagne+celebration.jpg Connecting to the Real World - Tax Reminders & Updates for 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/796077fb-865d-4451-9d4e-6aafb32c956c/laptop+2025.jpg Connecting to the Real World - Tax Reminders & Updates for 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/december2024 monthly 0.5 2025-02-10 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1733756676475-KNU3II4FFZVH4E8J340A/christmas+diner.jpg Connecting to the Real World - Warm Holiday Wishes from JCIC - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/63d86283-ce12-499a-81a6-602797f97641/photo+of+holiday+lights.jpg Connecting to the Real World - Warm Holiday Wishes from JCIC - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8fddf337-960d-4adf-b9c9-353cc8204068/family+skiing.jpg Connecting to the Real World - Warm Holiday Wishes from JCIC - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/november2024 monthly 0.5 2024-12-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/92b1cb90-6564-4b1c-8203-e79084092b0e/turkey+dinner.jpg Connecting to the Real World - What does the future hold for GICs? – November 2024 - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e91495cf-4633-4869-88c8-6761f8852f66/couple+on+couch+laptop.jpg Connecting to the Real World - What does the future hold for GICs? – November 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/666ea93c-0131-4d92-a763-1b3fc98fde6e/GIC+rates+19+to+24.jpg Connecting to the Real World - What does the future hold for GICs? – November 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c93d6c25-7dc2-4d96-9f8f-ff74d1095f61/family+selfie.jpg Connecting to the Real World - What does the future hold for GICs? – November 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b6666d6d-0764-4d0a-958d-5ccf5dc77c36/beach+late+sun.jpg Connecting to the Real World - What does the future hold for GICs? – November 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/q3of2024report monthly 0.5 2025-01-14 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e318ce64-17a0-48f9-a628-6d99f2c44235/Global+Markets.jpg Connecting to the Real World - Third Quarter Performance Report https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/aa7817fe-9ba3-4350-9e98-d468653a652c/Kai+Lam+headshot.jpg Connecting to the Real World - Third Quarter Performance Report - Kai Lam, Chief Investment Officer https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/46e31330-cd4f-4fb7-babd-fb7cf765c037/generic+stock+imagery.jpg Connecting to the Real World - Third Quarter Performance Report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/15c3f9c1-6329-484c-8e92-d3f870cebf57/Oct+figure+1.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/43f3bed2-4f42-4e65-b68f-3ba4caef6f80/happy+family+shopping.jpg Connecting to the Real World - Third Quarter Performance Report - We expect multiple interest rate cuts this year and next, with inflation descending to the 2% target. Figure 2 shows inflation in different regions, represented by the Consumer Price Index. Inflation has come down significantly, with some regions already reaching 2%, giving flexibility to cut rates further. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3a10621a-026b-4248-8a05-aee191e2b3d2/Oct+figure+2.jpg Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/61deb1e3-06b1-443e-9d4c-5cb768d8b081/factory+worker.jpg Connecting to the Real World - Third Quarter Performance Report - In addition to lower inflation, rate cuts are also supported by slowing services and manufacturing PMI (purchasing managers index), showing weakening momentum (Figure 3) and rising unemployment (Figure 4) in multiple markets. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/674ced39-0923-4d9e-9df5-95334091e38d/Oct+figure+3.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/319ea4b6-bfa6-495c-82b8-75bb0c5a11df/Oct+figure+4.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c96fce15-6df1-42fd-bfd2-0891e0399ac5/President+Xi.jpg Connecting to the Real World - Third Quarter Performance Report - Chinese growth has been decelerating for some time with a weak real estate market and a very downbeat consumer unwilling to spend. Until recently, the Chinese government has not taken aggressive measures to support economic growth. However, the China Politburo meeting delivered more aggressive growth measures than we have seen for a long time. This included interest rate cuts, lowering the bank RRR (reserve requirement ratio), lowering down payments required for second homes, providing a mechanism for asset managers and insurance companies to get liquidity to support the equity market and providing access to low-interest loans for public companies to buy back shares. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/fdd67b0f-f412-4d63-ac3d-d22f589dee53/Oct+figure+5.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/2eaa6ccd-58b3-4697-864b-ed4d11f7f896/Oct+figure+6.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/02a726c2-7751-461f-b6d0-c1c05031625e/New+House+Construction.jpg Connecting to the Real World - Third Quarter Performance Report - Top Performers We can also see leadership changing. In Figures 7 and 8, we can observe that over the last few months, top sectors include utilities, real estate, and financials, which are all interest rate-sensitive and dividend stocks. This has happened at the same time as bond yields have declined. Figure 9 shows the dramatic decline in bond yields as growth concerns surfaced and inflation rates have declined. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c63733cc-ddab-4d8e-8865-b1d14f9f019a/Oct+figure+7.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/294cd570-8bdf-4961-8007-551a4dbe7520/Oct+figure+8.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/58d8fa69-b964-44ea-aed9-8ba871b1cfcb/Oct+figure+9.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ed60f9e6-9da5-4936-8531-485c6996ea04/Sunrise+Toronto.jpg Connecting to the Real World - Third Quarter Performance Report - Forward Focused Strategy We will continue to be tactical within our fixed income exposure as the market has continually been shifting back and forth between many rate cuts and modest rate cuts. We favour shorter-duration bonds that can still see lower yields as rate cuts come through and offer attractive current yields. However, we see less upside on longer duration bonds which have already factored in significant future rate cuts. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7017b1a3-672d-44fd-a312-a404b906b017/Oct+figure+10.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6cd1225d-68df-43f9-9ff9-d9bad7dca259/Oct+figure+11.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3690e5bb-762a-4daf-80dd-a6f56ca96dcd/Oct+figure+12.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/81b72fb3-e16e-4c1c-b611-2f5ddde940ca/Oct+figure+13.png Connecting to the Real World - Third Quarter Performance Report - Make it stand out Source: Bloomberg https://www.jcic.ca/commentary/september2024 monthly 0.5 2024-11-13 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/624c5f2d-745d-4280-be5c-f0f21f463e39/Couple+walking+in+autumn+ai.jpg Connecting to the Real World - What do Interest Rate Changes Mean for Your Portfolio? – September 2024 - Make it stand out Autumn is a time of great change in the markets, and a perfect time for you to make changes too! https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/55efaaa4-9baa-45b8-88fa-47b37a4a4873/interest+rates+graphic.jpg Connecting to the Real World - What do Interest Rate Changes Mean for Your Portfolio? – September 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/d5326692-b461-4272-9240-2bd0920bbd1d/waking+up+sunshine.jpg Connecting to the Real World - What do Interest Rate Changes Mean for Your Portfolio? – September 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/august2024 monthly 0.5 2024-09-06 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/fa6ab661-4153-4f7e-b656-137c2e3776f4/Family+Beach.jpg Connecting to the Real World - Make the Most of Your Summer – August 2024 - Make it stand out Summer is a time to enjoy the good life. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6ff0abba-9c7d-4f0f-ae65-8af0df11f678/Kai+Lam+headshot+100x100.jpg Connecting to the Real World - Make the Most of Your Summer – August 2024 ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7e5ea958-d5af-4573-9623-f4a67984ba4b/chairs+at+sunset.jpg Connecting to the Real World - Make the Most of Your Summer – August 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b6240e53-e755-4b39-99d7-8dd3ceba2d77/Family+BBQ.jpg Connecting to the Real World - Make the Most of Your Summer – August 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/q2of2024report monthly 0.5 2024-10-08 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/0023aa55-954e-4e1a-a084-7cda21c4bf19/Skyscrapers+looking+up.jpg Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/dbb00e80-4e26-427e-945a-eb0f87d90055/Ottawa.jpg Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) - During the quarter, we finally started to see rate cuts. Canada was first out of the gate, with a 25 basis point cut. This was followed by the European Central Bank, which also cut 25 basis points. We can see this in Figure 1. However, central banks have set a cautious tone on any aggressive rate cuts going forward. In addition, the US Federal Reserve indicated that they only expect one rate cut this year. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6f6d6f6d-7ddd-44bf-a7c6-9f016d8f0ae8/fig+1+Central+Bank+Rates.png Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8f0c05ad-c70a-4956-a815-60068358a78e/Couple+in+Supermarket.jpg Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) - We expect further cuts this year and next year, but rate cuts continue to be "data dependent" as inflation has remained sticky above the 2% target. Figure 2 shows inflation in different regions, represented by the Consumer Price Index. Inflation has come a long way down but has been stabilizing above 2% in most markets. To see a significant reduction in inflation, the economy has to be slower. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/0aa662b1-8848-4d8f-8ae0-e92415a67470/fig+2+Global+CPI.png Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/902111a1-c936-4d23-8a18-2963ee4fff02/People+walking+in+Toronto.jpg Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) - In Figure 3, you can see that the unemployment rate in this cycle has only increased modestly (on the right side of the chart), thanks to tight labour markets that have persisted since COVID-19. As long as people are employed, they continue to spend money and support the economy. In addition, the labour participation rate (Figure 4) has declined, further contributing to the tightness of the labour market. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/368e2be9-c6ca-421e-a0ad-f70cc2c376f7/fig+3+Unemployment+Rate.png Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/4ab03831-d7d8-4436-aa99-6642c6da8ca0/fig+4+Labour+Participation+Rate.png Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3bc7daba-e850-4770-92e0-5f4039082f92/Driving+convertible.jpg Connecting to the Real World - Quarterly Performance Report (Q2 of 2024) - Factoring in strong equity market performance, higher for longer rates with relatively modest rate cuts expected this year, a resilient economy, and sticky inflation above the central bank's target of 2%, we still have some appealing options. On the fixed income side, we have been happy to collect high yields on shorter-term bonds and have taken a tactical approach to long-term bonds, as bond yields have remained in a relatively volatile range for the past two years. https://www.jcic.ca/commentary/june2024 monthly 0.5 2024-09-06 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/70ebff61-692f-4d98-9e46-98e498678751/grandchildren.jpg Connecting to the Real World - The key to growth is starting early - Make it stand out Sustainable inter-generational wealth is an ambitious goal, but we have an approach that we know works. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6ff0abba-9c7d-4f0f-ae65-8af0df11f678/Kai+Lam+headshot+100x100.jpg Connecting to the Real World - The key to growth is starting early ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/41f158b7-1485-471c-9a4b-186333b56830/Cameron+on+BNN.jpg Connecting to the Real World - The key to growth is starting early - Make it stand out Friday, May 31st, 3pm ET https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/fc2880c5-db7d-4e69-9e8d-723cb9862e27/Compounding+Interest+Chart.jpg Connecting to the Real World - The key to growth is starting early - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6f3d88af-a288-46aa-b611-088dbff0e276/Intergenerational+Wealth.jpg Connecting to the Real World - The key to growth is starting early - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b72ce886-7a45-4af2-afe8-19f480ae124a/Pickering+Red+Sox+2024.jpg Connecting to the Real World - The key to growth is starting early - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/may2024 monthly 0.5 2024-06-05 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/d50c1cb1-02cb-428c-9cb9-67b3254b67be/couple+with+TTC+streetcar.jpg Connecting to the Real World - Community Connections - May 2024 - Make it stand out This month we take time to connect with our community and remind ourselves of the importance of the people and places around us. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Community Connections - May 2024 ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/799f2bba-3eaa-40ea-a29c-f11c26051392/Canadian+Brass+July+25.png Connecting to the Real World - Community Connections - May 2024 - Make it stand out Canadian Brass is one of the most popular brass ensembles in the world today. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1715288254236-XP83IYH7W9ZKY8QSD2ZZ/JCIC+team.jpg Connecting to the Real World - Community Connections - May 2024 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1715288254052-AP9RAVKNVSFFV8IAFKK8/On+the+Street.jpg Connecting to the Real World - Community Connections - May 2024 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1715288255596-IEVYDYOVER2LTB4E7YXZ/Sorting+Onions.jpg Connecting to the Real World - Community Connections - May 2024 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1715347741053-C9O0WPBK6FHMPFXOUJ2L/Quote+from+JP.jpg Connecting to the Real World - Community Connections - May 2024 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1715288623981-TUN8ADNP3OCL61PDPWLF/April+2024+image.jpg Connecting to the Real World - Community Connections - May 2024 https://www.jcic.ca/commentary/q1of2024report monthly 0.5 2024-07-05 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/aa344e03-11fd-4b7a-b9cc-107cf3f4e63d/Graphic+for+Quarterly+Report.jpg Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ca64af18-af7c-4cda-98b4-531db9669c78/Figure+1.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/9268e36a-7f9b-46ac-9430-71f90c3909c2/Figure+2.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3cd9e99c-9f54-40ea-8b0f-241109e8cc70/Figure+3.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/32644d1d-f245-4231-91fc-889051915439/Figure+4.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f015086e-1008-451d-bd36-2206ccc75f9c/Figure+5.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/d9f60f08-d4de-4a54-bd61-ce9677d18da2/Figure+6.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/08f479d8-fd77-4fce-8b6b-cef8edd430b7/Figure+7.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e0a4b7f9-8861-4533-826e-816554ff39cf/Figure+8.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/2561fafd-36ad-4e22-9963-439ecc72f9bb/Figure+9.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/bafb4e7e-4ff9-4993-b4b3-42f499b6a893/Figure+10.png Connecting to the Real World - Quarterly Performance Report (Q1 of 2024) - Make it stand out Source: Bloomberg https://www.jcic.ca/commentary/march2024 monthly 0.5 2024-05-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/da29de52-1342-4a26-997e-4b0a49219416/Reflection+of+canoe.jpg Connecting to the Real World - Reflecting on Lessons Learned - March 2024 - Make it stand out Reflections in nature can help us notice small details we sometimes take for granted. The same thing can be true in our personal and professional life. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Reflecting on Lessons Learned - March 2024 ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/eee3b221-826d-478a-9f45-0c9122428ae0/Time+in+market.jpg Connecting to the Real World - Reflecting on Lessons Learned - March 2024 - Make it stand out Time in the market is more important than timing the market. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/63b4e98b-cb71-490e-b4e7-909afb97e5d9/Balance+doing+yoga.jpg Connecting to the Real World - Reflecting on Lessons Learned - March 2024 - Make it stand out Balancing opposing forces, such as risk and security, is important for long term success. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/947a0080-ce1d-4bee-adee-de0744c8db2e/Self+care+walking+dog.jpg Connecting to the Real World - Reflecting on Lessons Learned - March 2024 - Make it stand out Self-care strategies don’t need to be complicated, they just need work for you. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/069573ce-4d46-4e04-9815-685ff77964de/Work+life+balance.jpg Connecting to the Real World - Reflecting on Lessons Learned - March 2024 - Make it stand out Doing work you are passionate about, alongside people you genuinely appreciate, is a rewarding combination. https://www.jcic.ca/commentary/taxupdate monthly 0.5 2024-12-16 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8f0c2de1-b3ca-414e-8ecf-f6b0c54509a1/2024+image.jpg Connecting to the Real World - Tax Reminders & Updates https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/a6759940-54e2-423c-9466-f00e044d48b2/GODFREY+crop+2.jpg Connecting to the Real World - Tax Reminders & Updates ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c88ce0df-cffe-4f56-b1f6-ecd7204194ae/TFSA.jpg Connecting to the Real World - Tax Reminders & Updates - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/44c6421f-489d-4c16-96f7-e8fe73b79a8b/income+strategy.jpg Connecting to the Real World - Tax Reminders & Updates - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/february2024 monthly 0.5 2024-04-17 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/a95ec86a-d00a-4585-9528-666a34115b1a/new+old+people+dancing.jpg Connecting to the Real World - Invest in a Good Life - February 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Invest in a Good Life - February 2024 ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Invest in a Good Life - February 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/0ef03184-757e-4291-a849-2f423efa9234/Investment+Graph.jpg Connecting to the Real World - Invest in a Good Life - February 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/arewethereyet-rrw8k-cgtww-4hyl2 monthly 0.5 2024-01-25 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/5f690f5e-c88a-4cca-a1f7-3ef3e606bebe/January+Image_MV.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/fd021724-cc62-40c9-bf37-308ac75933c0/2023+Total+Returns+C%24.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ef0c70bc-f2c3-42c1-82fe-ab713b2cea77/2023+Fixed+Income+Total+Return+C%24.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1c7e7466-0175-43d0-991e-3e81f94b5da8/2023+Gov+10+yr+bond+yld.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7f81b765-46d1-4fcb-b759-6fca97b2a113/US+Commercial+Bank+Deposits.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7acb57d6-ca13-445c-9d24-12a4453c7250/Global+CPI.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/69ec212a-e7dd-4b1f-8878-2e9f98bf37a1/Unemployment+Rate.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/507689b2-ada3-4c7f-b3e2-5c450eb5a57e/Global+PMI.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ccb4dbdd-09f1-426d-a778-df8512674e6c/Canada+Gov+Bond+Yield+Curve.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source: Bloomberg Figure 9. CAD https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/119e52e5-808a-4247-926a-36ada68efc46/US+Implied+overnight+rate+and+number+of+HIkes_Cuts.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source Bloomberg Figure 10. US https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6bcba3e2-3865-4791-bebd-5147d9fc73ca/CAD+Implied+overnight+rate+and+number+of+HIkes_Cuts.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ba4f1568-ed3b-402f-b787-a5820f15a7ad/S%26P+500+Trailing+PE+%2810+year+monthly%29.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ba0d3709-a87c-4d86-bde3-b9af1606a090/S%26P+500+Equal+Weight+Trailing+PE+%2810+Year+Monthly%29.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/92b3b272-8a1d-4cfe-ba37-30547e2ae337/TSX+Trailing+PE+%2810+year+monthly%29.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/17253cc5-7921-4f37-a841-a3b6d361c904/TSX+Equal+Weight+Trailing+PE+%2810+Year+Monthly%29.png Connecting to the Real World - JCIC 2023 Triumph, 2024 Outlook - Make it stand out Source Bloomberg https://www.jcic.ca/commentary/arewethereyet-pwarl monthly 0.5 2024-01-18 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6398feff-9edb-4354-b5c9-e01b23ce15b6/shutterstock_2303356843.jpg Connecting to the Real World - Upcoming Changes to "In Trust For” (ITF) Acounts - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/a6759940-54e2-423c-9466-f00e044d48b2/GODFREY+crop+2.jpg Connecting to the Real World - Upcoming Changes to "In Trust For” (ITF) Acounts ahfjkdhasufdhsfsdsfsfs https://www.jcic.ca/commentary/arewethereyet-rrw8k-cgtww monthly 0.5 2024-01-18 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3e150115-1a24-47e5-ba4c-35e9cd22cb5b/shutterstock_1928926841.jpg Connecting to the Real World - November Rallies and the Path to 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - November Rallies and the Path to 2024 ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - November Rallies and the Path to 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/2bf13f31-745e-4ba1-9c15-da3631add581/1.png Connecting to the Real World - November Rallies and the Path to 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/cc0b6883-7c14-4d8e-8098-7328a7ec338e/2.png Connecting to the Real World - November Rallies and the Path to 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ab73174a-b222-4443-9bac-ebe37c0f0110/3.png Connecting to the Real World - November Rallies and the Path to 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/67060f95-e501-4971-9678-fc602eec9d87/4.png Connecting to the Real World - November Rallies and the Path to 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c283548e-2d15-43d5-9975-01e1588da822/5.png Connecting to the Real World - November Rallies and the Path to 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b1ff6b9d-f25a-4a86-bdee-bf71912b50cd/6.png Connecting to the Real World - 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Navigating Volatility: Your Investment Portfolio's Resilience in Challenging Times ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Navigating Volatility: Your Investment Portfolio's Resilience in Challenging Times - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/83b4ba85-531a-44be-88d8-5e8e2fe91f71/chart+1.png Connecting to the Real World - Navigating Volatility: Your Investment Portfolio's Resilience in Challenging Times - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/cc2f57fb-32eb-4c71-a010-8a5d2acf2380/chart+2.png Connecting to the Real World - Navigating Volatility: Your Investment Portfolio's Resilience in Challenging Times - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3621d7b9-180e-4510-b222-a8fbdfd0a089/chart+3.png Connecting to the Real World - Navigating Volatility: Your Investment Portfolio's Resilience in Challenging Times - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/18ab6066-2651-444a-9380-9ad14fb7c4ed/chart+4.png Connecting to the Real World - Navigating Volatility: Your Investment Portfolio's Resilience in Challenging Times - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7d5cfbcc-87aa-4750-bc7c-e2d6dd8c0750/chart+5.png Connecting to the Real World - Navigating Volatility: Your Investment Portfolio's Resilience in Challenging Times - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/867b3ebf-202e-40e0-b308-ac1e6a1da793/chart+6.png Connecting to the Real World - Navigating Volatility: Your Investment Portfolio's Resilience in Challenging Times - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/arewethereyet monthly 0.5 2023-09-14 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/627503f6-d297-42f9-b86e-2840dcc5864b/shutterstock_1951008742.jpg Connecting to the Real World - Are We There Yet? 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Have Interest Rates Peaked - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/346c840e-eb04-4034-8027-bbe58cb6fd7a/Picture2.png Connecting to the Real World - Are We There Yet? Have Interest Rates Peaked - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/da6963fd-988d-44c9-9171-90ac2582e768/Picture3.png Connecting to the Real World - Are We There Yet? Have Interest Rates Peaked - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f4e3af8c-387a-473a-b84f-768f565640b7/Picture4.png Connecting to the Real World - Are We There Yet? Have Interest Rates Peaked - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/beyondthesurface monthly 0.5 2023-09-12 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e83b8821-60ba-4ab6-834e-bd95f15170c4/shutterstock_1434701600+60.jpg Connecting to the Real World - Beyond The Surface: Decoding Market Signals and the Looming Recession Conundrum - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Beyond The Surface: Decoding Market Signals and the Looming Recession Conundrum ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Beyond The Surface: Decoding Market Signals and the Looming Recession Conundrum - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1d36a60a-bd93-49f9-8042-ccb7927cfc97/1.jpg Connecting to the Real World - Beyond The Surface: Decoding Market Signals and the Looming Recession Conundrum - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/772ac2e7-4988-42f5-9f9e-ed8f2700e4be/2.jpg Connecting to the Real World - Beyond The Surface: Decoding Market Signals and the Looming Recession Conundrum - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c8ec7029-aece-4e3f-8d58-d2639062eeab/3.jpg Connecting to the Real World - Beyond The Surface: Decoding Market Signals and the Looming Recession Conundrum - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/a53da0db-48b8-4cda-907d-534c27f3dd92/4.jpg Connecting to the Real World - Beyond The Surface: Decoding Market Signals and the Looming Recession Conundrum - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/a2f23dae-8b8b-402b-9d4c-441dc4ff67af/5.jpg Connecting to the Real World - Beyond The Surface: Decoding Market Signals and the Looming Recession Conundrum - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e8fe930d-6eea-40e0-965c-5021f3f2181e/JCIC-Macro-July-2023-US-Commercial-Bank-Deposits-1236x577.jpg Connecting to the Real World - Beyond The Surface: Decoding Market Signals and the Looming Recession Conundrum - Make it stand out Source: Bloomberg. https://www.jcic.ca/commentary/q2-2023-webinar-1-bxnlk-8baas monthly 0.5 2023-07-24 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/adbc5867-6671-433d-8359-1a7bff93ae33/Webinar-Post_Watch+Now.jpg Connecting to the Real World - Q2 2023 Webinar - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/signs-hint-that-a-broader-us-stock-market-rally-may-be-taking-hold monthly 0.5 2023-08-03 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1688136986252-OG2N1F5R576AKSKEJR53/JCIC-Macro-July-2023-1000x600.jpg Connecting to the Real World - Signs Hint That a Broader U.S. Stock Market Rally May Be Taking Hold - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Signs Hint That a Broader U.S. Stock Market Rally May Be Taking Hold ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Signs Hint That a Broader U.S. Stock Market Rally May Be Taking Hold - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ad7d81c6-c91d-4f5e-8d91-5c034782312a/Macro-July-2023-Graph-1-1236x541.jpg Connecting to the Real World - Signs Hint That a Broader U.S. Stock Market Rally May Be Taking Hold - Make it stand out Source: JCIC Asset Management Inc. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e8fe930d-6eea-40e0-965c-5021f3f2181e/JCIC-Macro-July-2023-US-Commercial-Bank-Deposits-1236x577.jpg Connecting to the Real World - Signs Hint That a Broader U.S. Stock Market Rally May Be Taking Hold - Make it stand out Source: Bloomberg. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/d57b9756-4bbd-4415-8426-858f837e8bc8/Macro-July-2023-Graph-3-1184x569.jpg Connecting to the Real World - Signs Hint That a Broader U.S. Stock Market Rally May Be Taking Hold - Make it stand out Source: Bloomberg. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/928f159a-2c9b-4f6c-a75d-895b7ad4b0d6/Macro-July-2023-Graph-4-751x600.jpg Connecting to the Real World - Signs Hint That a Broader U.S. Stock Market Rally May Be Taking Hold - Make it stand out Source: Bloomberg. https://www.jcic.ca/commentary/portfolio-positioning-getting-more-bullish-on-stocks-including-this-european-airline monthly 0.5 2023-07-04 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1688136300838-OZ4FUT2GCOJ91PVXICD5/JCIC-Regions-Market-Watch-July-2023-1000x600.jpg Connecting to the Real World - Portfolio Positioning: Taking Some Profits Off The Table But Still See Opportunities in Travel and Leisure - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Portfolio Positioning: Taking Some Profits Off The Table But Still See Opportunities in Travel and Leisure ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Portfolio Positioning: Taking Some Profits Off The Table But Still See Opportunities in Travel and Leisure - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/what-youand-your-heirsought-to-know-about-transferring-your-cottage monthly 0.5 2023-06-30 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1688136237189-M75QINN379RDYYQEKDLW/JCIC-Wealth-Planning-July-2023-1000x600.jpg Connecting to the Real World - What You—And Your Heirs—Ought to Know About Transferring Your Cottage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8284ce8f-5817-4f7b-a8ca-1d4d269e06b4/JCIC2826-100px.jpg Connecting to the Real World - What You—And Your Heirs—Ought to Know About Transferring Your Cottage ahfjkdhasufdhsfsdsfsfs https://www.jcic.ca/commentary/key-dates-and-data-points-for-july monthly 0.5 2023-07-05 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1688136177045-1KJHXYQ0KCQ6AF3DNSFE/JCIC-Housekeeping-July-2023-1000x600.jpg Connecting to the Real World - Dates and Data Points for July - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/aaf340f8-6845-42c4-a5e6-17494c9149fe/Q22023-Save-The-Date-300x210.jpg Connecting to the Real World - Dates and Data Points for July - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/a-recession-is-coming-heres-why-investors-shouldnt-worry-too-much monthly 0.5 2023-06-30 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1686063182696-JRFDR1SE8EAJ5WX0UPXT/JCIC-June-Macro-2023-1000x600.jpg Connecting to the Real World - A Recession Is Likely. Here’s Why Investors Shouldn’t Panic - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - A Recession Is Likely. Here’s Why Investors Shouldn’t Panic ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - A Recession Is Likely. Here’s Why Investors Shouldn’t Panic - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/afc47f16-0f56-4545-86a4-c873e320711a/JCIC-Macro-July-2023-whats-priced-in-1304x577.jpg Connecting to the Real World - A Recession Is Likely. Here’s Why Investors Shouldn’t Panic - Make it stand out Source: Bloomberg. Change in Fed’s interest-rate target implied by overnight index swaps and SOFR futures. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e9092ae3-588b-4ee5-9351-7b53565d7113/JCIC-Macro-July-2023-Global-PMI-991x579.jpg Connecting to the Real World - A Recession Is Likely. Here’s Why Investors Shouldn’t Panic - Make it stand out Source: JCIC Asset Management. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c4d66c14-fd0c-4c48-a24c-da4aa19c085a/JCIC-Macro-July-2023-Unemployment-Rate-849x577.jpg Connecting to the Real World - A Recession Is Likely. Here’s Why Investors Shouldn’t Panic - Make it stand out Source: JCIC Asser Management. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e8fe930d-6eea-40e0-965c-5021f3f2181e/JCIC-Macro-July-2023-US-Commercial-Bank-Deposits-1236x577.jpg Connecting to the Real World - A Recession Is Likely. Here’s Why Investors Shouldn’t Panic - Make it stand out Source: JCIC Asset Management. https://www.jcic.ca/commentary/portfolio-positioning-short-term-yields-just-too-attractive-to-pass-up monthly 0.5 2023-06-29 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1685991124868-YYH7ZPD5MVH3ULJR7T0F/JCIC-Regions-June-2023-1000x600.jpg Connecting to the Real World - Portfolio Positioning: Short-Term Yields Just Too Attractive to Pass Up - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Portfolio Positioning: Short-Term Yields Just Too Attractive to Pass Up ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Portfolio Positioning: Short-Term Yields Just Too Attractive to Pass Up - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/why-estate-planning-matters-more-than-you-think monthly 0.5 2023-06-29 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1685990790933-XTHCNY8KMJ9BJK10W4T5/JCIC-Wealth-Planning-June-2023-1000x600.jpg Connecting to the Real World - Why Estate Planning Matters More Than You Think - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8284ce8f-5817-4f7b-a8ca-1d4d269e06b4/JCIC2826-100px.jpg Connecting to the Real World - Why Estate Planning Matters More Than You Think ahfjkdhasufdhsfsdsfsfs https://www.jcic.ca/commentary/key-dates-and-data-points-for-june monthly 0.5 2023-06-29 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/a48d95be-a59a-450f-a5cd-52149abf29d3/JCIC-Housekeeping-June-2023-100x600.jpg Connecting to the Real World - Dates and Data Points for June - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/25681d19-a42d-4eda-819f-c16a14b155b8/survey-JCIC-June-2023.png Connecting to the Real World - Dates and Data Points for June - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/willsandtrusts monthly 0.5 2023-05-18 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/adbc5867-6671-433d-8359-1a7bff93ae33/Webinar-Post_Watch+Now.jpg Connecting to the Real World - Webinar - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/trusting-the-process-our-core-investment-beliefs-for-q2-2023 monthly 0.5 2023-06-06 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1682703333447-J49JBPS66KXOC9JL1NRK/JCIC-Macro-Briefing-May-2023-1000x600.jpg Connecting to the Real World - Trusting the Process: Our Core Investment Beliefs for Q2 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Trusting the Process: Our Core Investment Beliefs for Q2 2023 ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Trusting the Process: Our Core Investment Beliefs for Q2 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6540d7f2-4f86-4a59-abbc-880096a3b457/Unemployment+Rate+-+March+2023.jpg Connecting to the Real World - Trusting the Process: Our Core Investment Beliefs for Q2 2023 - Make it stand out Source: JCIC Asset Management https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3286e0a8-435c-4643-a484-c8a52c9ac0b8/GOOG.JPG Connecting to the Real World - Trusting the Process: Our Core Investment Beliefs for Q2 2023 - Make it stand out Source: JCIC Asset Management (Nov. 3, 2022-April 24, 2023) https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/49be86e8-d70f-4c31-a8aa-120ba52e61ad/Global-CPI-Graph.jpg Connecting to the Real World - Trusting the Process: Our Core Investment Beliefs for Q2 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/portfolio-positioning-a-railway-with-momentum-to-ride-out-a-possible-downturn monthly 0.5 2023-06-05 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1682703585149-6Y4RPQSWYO98O49JA5MG/JCIC-Regions-May-2023-1000x600.jpg Connecting to the Real World - Portfolio Positioning: A Railway with Momentum to Ride Out a Possible Downturn - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Portfolio Positioning: A Railway with Momentum to Ride Out a Possible Downturn ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Portfolio Positioning: A Railway with Momentum to Ride Out a Possible Downturn - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/how-individual-pension-plans-offer-up-to-65-more-tax-savings-than-rrsps monthly 0.5 2023-06-05 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c3ca0719-6942-4482-a109-2095e601a52c/JCIC-Wealthplanning-2023-1000x600.jpg Connecting to the Real World - How Individual Pension Plans Offer Up to 65% More Tax Savings Than RRSPs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8284ce8f-5817-4f7b-a8ca-1d4d269e06b4/JCIC2826-100px.jpg Connecting to the Real World - How Individual Pension Plans Offer Up to 65% More Tax Savings Than RRSPs ahfjkdhasufdhsfsdsfsfs https://www.jcic.ca/commentary/key-dates-and-data-points-in-may monthly 0.5 2023-06-05 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1682703686180-7EDSA9IUY2AWFZ4NZ94Y/JCIC-Housekeeping-May-2023-1000x600.jpg Connecting to the Real World - Key Dates and Data Points in May - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e9508466-417e-4496-8806-acd1e203d450/Lori+Isaj-300x234.png Connecting to the Real World - Key Dates and Data Points in May - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/q1-2023-webinar-1-bxnlk monthly 0.5 2023-04-24 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/adbc5867-6671-433d-8359-1a7bff93ae33/Webinar-Post_Watch+Now.jpg Connecting to the Real World - Q1 2023 Webinar - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/how-to-spot-hidden-investment-fees monthly 0.5 2023-04-03 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ed86e3f2-10c6-4335-88a8-985ab717b44a/JCIC-Wealth-Planning-April+2023.jpg Connecting to the Real World - How to Spot Hidden Investment Fees - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8284ce8f-5817-4f7b-a8ca-1d4d269e06b4/JCIC2826-100px.jpg Connecting to the Real World - How to Spot Hidden Investment Fees ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - How to Spot Hidden Investment Fees - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b77f316c-85ff-4e13-af6b-b0d5c59870ef/JCIC-Wealth-Planning-Bar-graph-April-2023-1.2.jpg Connecting to the Real World - How to Spot Hidden Investment Fees - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/portfolio-positioning-adding-more-fixed-income monthly 0.5 2023-04-27 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/5ba292f5-833b-4cac-ac3f-fb8279c9cbc1/JCIC-Regions-MarketWatch-April2023.jpg Connecting to the Real World - Portfolio Positioning: Adding More Fixed-Income - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Portfolio Positioning: Adding More Fixed-Income ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Portfolio Positioning: Adding More Fixed-Income - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/general-housekeeping-and-what-were-reading-april-2023 monthly 0.5 2023-04-03 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/290a7757-1086-4907-a0b4-67f9a42d3c63/JCIC-Clearinghouse-April+2023.jpg Connecting to the Real World - General Housekeeping and What We’re Reading - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/stock-and-bond-prices-have-adjusted-to-the-new-normal monthly 0.5 2023-04-03 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/966dfcea-1348-446c-bc6e-ec75bb62308f/JCIC-Macro+Briefinng-April2023.jpg Connecting to the Real World - Stock and Bond Prices Have Adjusted to the New Normal. Private Market Funds Haven’t—Yet - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b099519f-4b42-4a8c-95a2-afea2daa300f/C-Scrivens-100x100.jpg Connecting to the Real World - Stock and Bond Prices Have Adjusted to the New Normal. Private Market Funds Haven’t—Yet ahfjkdhasufdhsfsdsfsfs https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/23d8ba3e-4d79-4eda-94ce-27e418144d87/K-Lam-100x100.jpg Connecting to the Real World - Stock and Bond Prices Have Adjusted to the New Normal. Private Market Funds Haven’t—Yet - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/d47ef85b-c5db-421b-aee1-87a64b9038bb/Macro-Line-graph-1-April-2023.png Connecting to the Real World - Stock and Bond Prices Have Adjusted to the New Normal. Private Market Funds Haven’t—Yet - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b1b6e05a-33a5-46f4-88bf-f30b3caf207c/Macro-Linegraph-2-April-2023.png Connecting to the Real World - Stock and Bond Prices Have Adjusted to the New Normal. Private Market Funds Haven’t—Yet - Make it stand out Source: Bloomberg https://www.jcic.ca/commentary/clear-the-runway-signs-of-a-soft-landing monthly 0.5 2023-04-03 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/746041b6-355c-47b2-9530-d4f88a4c30ae/iStock-506797922.jpg Connecting to the Real World - Clear the Runway: Signs of a Soft Landing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6540d7f2-4f86-4a59-abbc-880096a3b457/Unemployment+Rate+-+March+2023.jpg Connecting to the Real World - Clear the Runway: Signs of a Soft Landing - Make it stand out Source: JCIC Asset Management Inc. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/42c9f4d3-d6c2-4a3c-bbbc-4b4818d48f18/Bloomberg-March2022-US+Labor+Force+Participation+Rate+SA.JPG Connecting to the Real World - Clear the Runway: Signs of a Soft Landing - Make it stand out Source: Bloomberg https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7c3c1b22-86cd-4d75-a72e-4e6e83835e07/Global+ESI+-+March+2023.jpg Connecting to the Real World - Clear the Runway: Signs of a Soft Landing - Make it stand out Source: Citi Economic Surprise Index https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/54f4b9b2-9f1a-4847-bf9a-63bf4d0573d5/2023+GDP+Forcast.JPG Connecting to the Real World - Clear the Runway: Signs of a Soft Landing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7a613368-e3bc-4feb-a7c8-1343e8661090/Monthly+retail+sales+%25+change+-+US+Census+Bureau.jpg Connecting to the Real World - Clear the Runway: Signs of a Soft Landing - Make it stand out Source: U.S. Census Bureau via St. Louis Fed https://www.jcic.ca/commentary/3-myths-about-the-60-40-portfolio monthly 0.5 2023-03-07 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f8406ca6-83da-4594-9a92-3b87c8297506/iStock-481322306.jpg Connecting to the Real World - 3 Myths About the 60/40 Portfolio - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8358e40b-1677-4ded-b459-829bd82dac26/US+Equities+vs+US+Fixed+Income.JPG Connecting to the Real World - 3 Myths About the 60/40 Portfolio - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f2675556-f52d-49fa-a36d-b6b67b7396df/Benchmark+Name.jpg Connecting to the Real World - 3 Myths About the 60/40 Portfolio - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/rising-defence-budgets-present-opportunity-to-go-on-offence monthly 0.5 2023-03-07 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/296ba293-2932-46e7-92fe-a77a3c458be6/iStock-1316669671.jpg Connecting to the Real World - Rising Defence Budgets Present Opportunity to Go on Offence - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ad4f15b1-154c-4b86-933a-519923d2fc84/Goldman+Sachs+-+Optimistic+About+a+Soft+Landing+-+Feb+2023.jpg Connecting to the Real World - Rising Defence Budgets Present Opportunity to Go on Offence - Make it stand out Source: Goldman Sachs (February 13, 2023) https://www.jcic.ca/commentary/general-housekeeping-and-what-were-reading-march-2023 monthly 0.5 2023-03-07 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/2c204c67-fa36-43d7-9b96-51f1722fe921/iStock-1442673595.jpg Connecting to the Real World - General Housekeeping and What We’re Reading - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/catching-a-dragons-tail monthly 0.5 2023-03-06 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1675701231460-B1ZP0Y59XK43AJQ5739K/Macro+briefing.jpg Connecting to the Real World - Catching a Dragon’s Tail: How We’re Positioned for China’s Post-Pandemic Resurgence - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/general-housekeeping-and-what-were-reading monthly 0.5 2023-03-06 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/267d42c2-6b78-46bb-a2a0-88f6024a15c4/iStock-654100004.jpg Connecting to the Real World - General Housekeeping and What We’re Reading - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/why-inflation-is-less-harmful-than-you-may-think monthly 0.5 2023-03-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/930a6422-3ee2-4c04-b325-f26241eb1ec5/wealth+planning.jpg Connecting to the Real World - Why Inflation is Less Harmful Than You May Think - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/6868f666-da69-4c50-bb49-ea0addd667be/Picture1.jpg Connecting to the Real World - Why Inflation is Less Harmful Than You May Think - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b35f8dab-1f90-4fec-8780-ef8ccf5e2a17/Picture2.jpg Connecting to the Real World - Why Inflation is Less Harmful Than You May Think - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/investors-flee-to-europe-while-canada-remains-undervalued monthly 0.5 2023-03-06 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1675701173375-4QKM2EWF7WFPVARNQK09/Trading+Desk.jpg Connecting to the Real World - Investors Flee to Europe, While Canada Remains Undervalued - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/q4-2022-webinar-1 monthly 0.5 2023-04-24 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/adbc5867-6671-433d-8359-1a7bff93ae33/Webinar-Post_Watch+Now.jpg Connecting to the Real World - Q4 2022 Webinar - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/q4-2022-yky53-l8d9m monthly 0.5 2023-01-24 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1a503393-bb70-4dc8-b889-b3ce952357fe/Commentary-Card.jpg Connecting to the Real World - Q4 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/q3-2022-webinar monthly 0.5 2023-01-23 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/689fc95c-13ee-4972-bf85-51ca9ff3dfe1/Webinar-Post_Watch+Now.jpg Connecting to the Real World - Q3 2022 Webinar - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/q2-2022-commentary-e5mh7 monthly 0.5 2022-10-18 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8d2f93a3-d311-41e9-9145-74fe70c47746/Newsletter+3_Q3+2022_Assets.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/85e0e6a4-a586-41d4-9f48-eb7c79e92608/Newsletter+3_Q3+2022_Assets2.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/13808b5f-8997-4829-9757-3eea5287f69a/Newsletter+3_Q3+2022_Assets3.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out During non-recessionary bear markets, U.S. stocks typically bottom not long after hitting a 20% decline threshold https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7a55522d-df9b-447d-861b-51d82f331263/Newsletter+3_Q3+2022_Assets4.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b5381593-c353-4c95-ad90-20304bbe909e/Newsletter+3_Q3+2022_Assets5.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/9bc9fc51-a1f7-4b14-b0c2-98490b200dca/Newsletter+3_Q3+2022_Assets6.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/aa6d339d-3be5-4d7b-acc1-34141fb22d37/Newsletter+3_Q3+2022_Assets7.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3585cc21-6060-466a-8226-4d3d8a91478f/Newsletter+3_Q3+2022_Assets8.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f157970c-6112-48a0-87d7-228fb94fbbf5/Newsletter+3_Q3+2022_Assets9.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/0a51a5ca-cf73-48df-8678-dd19a95a8ce2/Newsletter+3_Q3+2022_Assets10.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f0031d3a-b6e8-4677-9e09-681be6c04de1/Newsletter+3_Q3+2022_Assets11.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ce300fcf-a177-46df-986b-9fc95b335312/Newsletter+3_Q3+2022_Assets12.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/066db03c-4022-4c7a-a31f-e4da60fcc70d/Newsletter+3_Q3+2022_Assets13.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/7f3d0e7b-4f27-4fe4-a7b9-73c183625f64/Newsletter+3_Q3+2022_Assets14.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c4dfd3ff-6820-4971-a903-bd24e3db804b/Newsletter+3_Q3+2022_Assets15.jpg Connecting to the Real World - Q3 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/learn-about-individual-pension-plans monthly 0.5 2023-02-06 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/689fc95c-13ee-4972-bf85-51ca9ff3dfe1/Webinar-Post_Watch+Now.jpg Connecting to the Real World - Learn about Individual Pension Plans - Make it stand out (Clicking the image above will open the webinar in a new browser tab.) https://www.jcic.ca/commentary/q2-2022-commentary monthly 0.5 2022-10-18 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8a3d7133-f0ea-42a9-89a8-cc2de3b5fdf3/NL-2_Q2-2002_Image-1.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/4c76185f-75c4-4e08-9b2d-0a87a8d275f2/NL-2_Q2-2002_Image-2.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f187547c-cc15-4a25-9e78-822b14cb80ab/NL-2_Q2-2002_Image-3.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out During non-recessionary bear markets, U.S. stocks typically bottom not long after hitting a 20% decline threshold https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/2ebcbe93-0a8c-4f0c-b42a-d07b7735bef6/NL-2_Q2-2002_Image-4.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/d7c78546-903c-40c9-a451-095d1bc3eccb/NL-2_Q2-2002_Image-5.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/9a8524f0-1917-4065-8bb2-7a9dd29b8300/NL-2_Q2-2002_Image-6.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/9e041d5e-42a9-4a0f-a740-6a8e98edd2b5/NL-2_Q2-2002_Image-7.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/d5181720-3d95-4bfe-870d-d5cb8a06cbbd/NL-2_Q2-2002_Image-8.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c52638f1-dc3e-4c6b-a4aa-4d2c60b3ac78/NL-2_Q2-2002_Image-9.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/c84eaebe-a59b-4d5c-a770-267c19e393ba/NL-2_Q2-2002_Image-10.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/ce2e0005-72a8-4607-96bf-1aa14337318f/NL-2_Q2-2002_Image-11.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3f7c5ed8-e424-423c-a55f-2bfb7f880ad7/NL-2_Q2-2002_Image-12.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e0a9491f-5089-4927-b8f7-f415f65f6143/NL-2_Q2-2002_Image-13.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/81f7b33e-d7e4-44af-b702-ee71f7e7e5ad/NL-2_Q2-2002_Image-14.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/baedcc76-c4a2-4e55-9807-e748f3cca30e/NL-2_Q2-2002_Image-15.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8406c7c0-8882-4edf-9c2f-10f4ba4aba5c/CargoJet.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f7899d85-62aa-426d-9b47-a30bccd87260/Apple.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/88597e1a-0567-4eb2-a797-7c8cea893b7b/Schneider.jpg Connecting to the Real World - Q2 2022 Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/looking-at-the-big-picture monthly 0.5 2022-09-20 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/532a3678-807c-4fe9-84cc-2503eb329ecb/image-asset.png Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/5a1f1a7e-2eb4-4365-a429-f74a54dc343b/MAY_Chart_Figure1.png Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/4bb922c9-0211-4f3f-8e32-3425c2826455/MAY_Chart_Figure2.jpg Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/50c156ca-0528-425d-8b85-27e23c731e79/May-Grain-Harvest-image.jpg Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/bae7756e-25ff-4dd8-9b8f-7e7c406cbfc9/MAY_Chart_Figure3.jpg Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/e64b892c-28ff-4473-8e73-7030e1f0631e/MAY_Chart_Figure4.jpg Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/8aded738-abb5-4bef-aa27-92f370113efc/May-Stock-Ticker-image.jpg Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/57111c91-d3a1-4ebd-ad88-b4d7220cd4e4/May-Refinery-image.jpg Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/5c741c17-0cc3-4c19-912b-6eeea70a5586/MAY_Chart_Figure5.jpg Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/b28c15e7-8405-489f-b57e-aa59dfe767ad/MAY_Chart_Figure6.jpg Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/acbea88e-f91f-4ed2-b584-462c3a650005/MAY_Chart_Figure7.jpg Connecting to the Real World - May 2022 Special Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/a-chat-with-our-us-specialist-cameron-scrivens monthly 0.5 2022-09-20 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/d7606264-9c07-4af8-9d9a-5701f3f62e7d/Video-Post.png Connecting to the Real World - A chat with our U.S. Specialist Cameron Scrivens - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/esg-abcs-at-jcic monthly 0.5 2022-03-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/af14680b-37d7-4d22-a8c8-27b5ce05a711/Figure%2BOne.png Connecting to the Real World - ESG ABCs at JCIC - Make it stand out Figure 1 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/f6440671-d178-4294-bffa-4b8309fb101b/Figure%2B2.png Connecting to the Real World - ESG ABCs at JCIC - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/35facb7d-4894-4c61-8d69-4c203987b572/Figure%2B3.jpg Connecting to the Real World - ESG ABCs at JCIC - Make it stand out Figure 3: ESG within Investment Process https://www.jcic.ca/commentary/a-chat-with-our-us-specialist-cameron-scrivens-trpmx monthly 0.5 2022-09-20 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/d7606264-9c07-4af8-9d9a-5701f3f62e7d/Video-Post.png Connecting to the Real World - A chat with our International Specialist Kai Lam - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/benefits-of-international-equity-investing-2424m monthly 0.5 2022-03-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/2f556d1d-f167-4b3e-aeab-601f4b46f1a2/Insight-Post.png Connecting to the Real World - What are we thinking? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/benefits-of-international-equity-investing-2424m-87mty monthly 0.5 2022-03-01 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/2f556d1d-f167-4b3e-aeab-601f4b46f1a2/Insight-Post.png Connecting to the Real World - Income Splitting: Can you benefit from a low interest rate environment? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/esg-abcs-at-jcic-32bz8 monthly 0.5 2022-03-01 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/1b16f091-467c-446c-b00e-c252c150ff18/Education-Post.png Connecting to the Real World - Get Started on Your Estate Planning, the basics - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcic.ca/commentary/whats-taxed-and-whats-not-canadian-government-assistance-programs monthly 0.5 2022-03-09 https://www.jcic.ca/commentary/benefits-of-international-equity-investing monthly 0.5 2022-03-09 https://images.squarespace-cdn.com/content/v1/61e85207dce69b1f4d1d5979/3831033d-9ca6-461a-988c-c5a19f208ef4/Figure+1%3A+MSCI+All+Country+World+Index+Composition Connecting to the Real World - Benefits of International Equity Investing - 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