Thoughtful commentary in a complex world.
Explore market perspectives, tax and estate guidance, firm news, media appearances, and investment strategy insights from the JCIC team.
Individual Pension Plans (IPP): The Ultimate Guide for Canadian Business Owners
Learn how an individual pension plan can reduce taxable corporate income and help business owners save more for retirement as we answer clients’ most frequently asked questions.
2025 Tax-Filing Season Guide: Planning Your 2024 Taxes
With significant shifts to the capital gains inclusion rate and AMT rules now in effect, proactive planning is essential for high-net-worth families. This guide provides a strategic checklist of critical deadlines and optimization opportunities — from RRSP transitions to new trust reporting reliefs — to secure your tax position for the year ahead.
What does the future hold for GICs? – November 2024
Interest rates are falling. What does that mean for GICs?
2024 Tax-Filing Season Guide: Planning Your 2023 Taxes
Your essential data reference for the 2024 tax year. Access the 'hard numbers'—including the $31,560 RRSP limit , the $7,000 TFSA room, and the 2024 federal tax bracket breakdown.
2024 Tax Reference Guide: Rates, Limits & Documents
Your essential data reference for the 2024 tax year. Access the 'hard numbers'—including the $31,560 RRSP limit , the $7,000 TFSA room, and the 2024 federal tax bracket breakdown.
What You—And Your Heirs—Ought to Know About Transferring Your Cottage
Plan on keeping the family cottage for future generations? Learn how a sprinkling trust can help defer the tax burden for your heirs.
Why Estate Planning Matters More Than You Think
An estate plan can help spare your heirs from paying out-of-pocket expenses to settle the estate, maximize their inheritance and ensure your voice is heard.
Key Dates and Data Points in May
Key dates, issues and other information we’re watching, and sharing with clients.
Income Splitting: Can you benefit from a low interest rate environment?
At JCIC we combine a top down view of the economy and the macro environment with bottom-up stock selection.