Thoughtful commentary in a complex world.
Explore market perspectives, tax and estate guidance, firm news, media appearances, and investment strategy insights from the JCIC team.
Individual Pension Plans (IPP): The Ultimate Guide for Canadian Business Owners
Learn how an individual pension plan can reduce taxable corporate income and help business owners save more for retirement as we answer clients’ most frequently asked questions.
What is a Trusted Contact Person? How to Protect Your Financial Legacy
What is a trusted contact person, and do you really need one? Learn how this simple, confidential account safeguard acts as a vital layer of defense protecting your retirement portfolio against modern threats like online scams, identity theft, and cognitive decline.Explaining JCIC’s ‘Trusted Person’ initiative.
2025 Tax-Filing Season Guide: Planning Your 2024 Taxes
With significant shifts to the capital gains inclusion rate and AMT rules now in effect, proactive planning is essential for high-net-worth families. This guide provides a strategic checklist of critical deadlines and optimization opportunities — from RRSP transitions to new trust reporting reliefs — to secure your tax position for the year ahead.
Are GICs Worth It? What Falling Interest Rates Mean for Your Portfolio
With falling rates, are GICs still worth it? Uncover the hidden tax and inflation costs eroding your returns, and discover active alternatives before your bank automatically rolls over your capital.
2024 Tax-Filing Season Guide: Planning Your 2023 Taxes
Your essential data reference for the 2024 tax year. Access the 'hard numbers'—including the $31,560 RRSP limit , the $7,000 TFSA room, and the 2024 federal tax bracket breakdown.
2024 Tax Reference Guide: Rates, Limits & Documents
Your essential data reference for the 2024 tax year. Access the 'hard numbers'—including the $31,560 RRSP limit , the $7,000 TFSA room, and the 2024 federal tax bracket breakdown.
What You—And Your Heirs—Ought to Know About Transferring Your Cottage
Plan on keeping the family cottage for future generations? Learn how a sprinkling trust can help defer the tax burden for your heirs.
Why Estate Planning Matters More Than You Think
An estate plan can help spare your heirs from paying out-of-pocket expenses to settle the estate, maximize their inheritance and ensure your voice is heard.
Key Dates and Data Points in May
Key dates, issues and other information we’re watching, and sharing with clients.